Michigan BDIC: How to Keep Points Off Your Record

Michigan handles defensive driving differently from most states — and the difference is easy to miss. You can't just sign up; the state invites you. If you've received a Basic Driver Improvement Course (BDIC) eligibility letter from the Secretary of State, treat it as a valuable, one-time coupon.

What the BDIC does

Complete an approved BDIC within the deadline and:

• Points stay off your Michigan driving record for the eligible violation.
• The ticket is not reported to your insurance company — a specific Michigan benefit that directly protects your premium.

You have to be invited

The Michigan Secretary of State mails an eligibility notice when your record qualifies. You generally must:

• Hold a valid, non-commercial Michigan license,
• Have 2 points or fewer on your record, and
• Have a minor qualifying violation (generally 3 points or fewer, not careless/negligent driving, and not a criminal offense).

You cannot self-enroll without the letter.

Verify your eligibility and deadline on the official Michigan SOS BDIC page.

The 60-day clock

Once you're notified, you typically have 60 days to complete the course. Let it lapse and the points are assessed and the citation flows to your insurer — exactly what the BDIC is designed to prevent. And remember: it's a once-in-a-lifetime option, so it's worth using well.

Steps

1. Get your eligibility letter from the Michigan SOS.
2. Enroll in an approved BDIC — American Roadways is approved in Michigan.
3. Complete it online within 60 days; we report your completion.
4. Points stay off, and your insurer never sees the ticket.

Comparing programs across states? Florida's BDI is elect-it-yourself within 30 days, while Arizona's defensive driving dismissal can be used once a year — the insurance and points guide breaks down the savings.